Discount Dental Plans > Low Cost Dental Insurance Plan
Low Cost Dental Insurance Plan
In general, MOST cosmetic dental procedures, services and treatments are offered at a 25% discount off the dentists usual and customary dental fee. Exact details are included with each plan.
All general dentists participating in a discount dental plan have agreed to accept a discounted fee as payment in full for each service performed. Once enrolled in any discount plan, you may visit any participating dentist and receive treatment at a reduced fee. When visiting a general dentist, this reduced fee is usually 10% to 60% off dentists regular fees. Simply show your membership card when visiting any participating plan dentist to receive dental services at discounted rates. No claim forms. No background checks. No hassles.
A reduced fee plan is different in several ways from traditional insurance. Reduced fee plans remove much of the hassle and waiting that goes into enrolling in traditional insurance.
- Unlike traditional insurance, there is no need to check for preexisting conditions.
- There are no complicated forms to fill out and send back and forth to any insurance company.
- There are no deductibles to worry about.
- Enrollment is available to anyone at any age, regardless of your current health.
Useful Dental Terminology
Explaining a few terms you will come across while researching "Low Cost Dental Insurance Plan":
Waiting Period: The period between employment or enrollment in a dental program and the date when a covered person becomes eligible for benefits.
Dental Prepayment: A method of financing the cost of dental services prior to their receipt.
Limitations: Restrictive conditions stated in a dental benefit contract, such as age, length of time covered, and waiting periods, which affect an individuals or groups coverage. The contract may also exclude certain benefits or services, or it may limit the extent or conditions under which certain services are provided.
Maximum Fee Schedule: A compensation arrangement in which a participating dentist agrees to accept a prescribed sum as the total fee for one or more covered services.
